[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.komplex3m.cz\/i-vy-mate-sanci\/#Article","mainEntityOfPage":"https:\/\/www.komplex3m.cz\/i-vy-mate-sanci\/","headline":"I vy m\u00e1te \u0161anci !","name":"I vy m\u00e1te \u0161anci !","description":"Jste podnikatel\/ OSV\u010c? sh\u00e1n\u00edte p\u016fj\u010dku \u010di hypot\u00e9ku, kterou m\u016f\u017eete \u010derpat bez jak\u00fdchkoliv probl\u00e9m\u016f? Nev\u00edte si rady a va\u0161e banka nespolupracuje tak, jak by m\u011bla? Pokud ano jsme tu pr\u00e1v\u011b pro v\u00e1s! Podnikatelsk\u00e9 Hypot\u00e9ky a v\u0161e, co mus\u00edte v\u011bd\u011bt Jako prvn\u00ed je dobr\u00e9 upozornit na to, \u017ee tento typ hypot\u00e9k se d\u011bl\u00ed na dv\u011b odli\u0161n\u00e9 skupiny. […]","datePublished":"2023-08-21","dateModified":"2023-08-21","author":{"@type":"Person","@id":"https:\/\/www.komplex3m.cz\/author\/#Person","name":"","url":"https:\/\/www.komplex3m.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"komplex3m.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.komplex3m.cz\/wp-content\/uploads\/hypoteka-osvc_1.jpg","url":"https:\/\/www.komplex3m.cz\/wp-content\/uploads\/hypoteka-osvc_1.jpg","height":0,"width":0},"url":"https:\/\/www.komplex3m.cz\/i-vy-mate-sanci\/","wordCount":535,"articleBody":"   Jste podnikatel\/ OSV\u010c? sh\u00e1n\u00edte p\u016fj\u010dku \u010di hypot\u00e9ku, kterou m\u016f\u017eete \u010derpat bez jak\u00fdchkoliv probl\u00e9m\u016f? Nev\u00edte si rady a va\u0161e banka nespolupracuje tak, jak by m\u011bla? Pokud ano jsme tu pr\u00e1v\u011b pro v\u00e1s! Podnikatelsk\u00e9 Hypot\u00e9ky a v\u0161e, co mus\u00edte v\u011bd\u011btJako prvn\u00ed je dobr\u00e9 upozornit na to, \u017ee tento typ hypot\u00e9k se d\u011bl\u00ed na dv\u011b odli\u0161n\u00e9 skupiny. Klasick\u00e1 hypot\u00e9ka. Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f se podnikatel\u016fm poskytuje na vlastn\u00ed nemovitost, a\u0165 na v\u00fdstavbu, \u010di koupi nemovitosti. \u00dav\u011br, kter\u00fd se v\u011bt\u0161inou \u010derp\u00e1, kdy\u017e pot\u0159ebujete pen\u00edze na nemovitost, kter\u00e1 v\u00e1m bude slou\u017eit \u010dist\u011b pro va\u0161e podnik\u00e1n\u00ed. Ob\u011b tyto skupiny maj\u00ed v\u0161ak sv\u00e9 vlastn\u00ed a specifick\u00e9 vlastnosti, na kter\u00e9 si mus\u00ed d\u00e1t pozor a \u0159\u00e1dn\u011b si je prostudovat. Klasick\u00e1 hypot\u00e9ka pro podnikatelePokud zvol\u00edte tuto variantu, mus\u00edte br\u00e1t ohled na to, \u017ee jedna ze z\u00e1kladn\u00edch a nejd\u016fle\u017eit\u011bj\u0161\u00edch podm\u00ednek pro z\u00edsk\u00e1n\u00ed t\u00e9to hypot\u00e9ky jsou va\u0161e p\u0159\u00edjmy a jejich prok\u00e1z\u00e1n\u00ed. Jako dal\u0161\u00ed, co bude danou banku zaj\u00edmat, jsou va\u0161e da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, a to konkr\u00e9tn\u011b da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed za posledn\u00ed dv\u011b obdob\u00ed.Co v\u0161e budete tedy pot\u0159ebovat pro z\u00edsk\u00e1n\u00ed t\u00e9to hypot\u00e9ky? Va\u0161e podnikatelsk\u00e1 historie mus\u00ed b\u00fdt dosta\u010duj\u00edc\u00ed a t\u00edm m\u00e1me na mysli p\u0159edev\u0161\u00edm \u010dasov\u00fd \u00fasek ve kter\u00e9 podnik\u00e1te. Pro zjednodu\u0161en\u00ed se m\u016f\u017ee uv\u00e9st p\u0159\u00edklad, \u017ee v p\u0159\u00edpad\u011b \u017ee jste za\u010dali podnikat p\u0159ed rokem anebo letos budete m\u00edt v\u011bt\u0161\u00ed probl\u00e9m na hypot\u00e9ku dos\u00e1hnout.Dostate\u010dn\u00fd zisk. Jak u\u017e v\u00edte banky k v\u00e1m p\u0159istupuj\u00ed trochu jinak, jakmile maj\u00ed jistotu, \u017ee jim hypot\u00e9ku zvl\u00e1dnete spl\u00e1cet bez probl\u00e9m\u016f.Nem\u011bly byste m\u00edt \u017e\u00e1dn\u00e9 dluhy a t\u00edm konkr\u00e9tn\u011b mysl\u00edme dluhy na soci\u00e1ln\u00edm a zdravotn\u00edm. Pokud jako osoba pronaj\u00edm\u00e1te n\u011bjakou nemovitost \u010di byt, neobejdete se ani bez dolo\u017een\u00ed n\u00e1jemn\u00ed smlouvy \u010di vlastnick\u00e9ho listu k dan\u00e9 nemovitosti \u010di bytu.Pamatujte si, \u017ee banka, u kter\u00e9 budete o tento druh hypot\u00e9ky \u017e\u00e1dat, se bude zaj\u00edmat i o v\u011bci trochu osobn\u00ed a t\u00edm m\u00e1me, namysli jednotliv\u00e9 p\u0159\u00edklady: V\u00e1\u0161 obor, ve kter\u00e9m podnik\u00e1te, jak dlouho podnik\u00e1te, jak\u00fd je v\u00e1\u0161 ro\u010dn\u00ed obrat a jak\u00fd je v\u00e1\u0161 \u010dist\u00fd m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjem. Podnikatelsk\u00e1 hypot\u00e9ka se nej\u010dast\u011bji vyu\u017e\u00edv\u00e1 ke stavb\u011b domu, \u010di koup\u011b nemovitosti, ve kter\u00e9 si chcete zalo\u017eit nap\u0159\u00edklad vlastn\u00ed autoservis \u010di jin\u00e9 slu\u017eby. K n\u00e1kupu kancel\u00e1\u0159sk\u00e9ho vybaven\u00ed v p\u0159\u00edpad\u011b \u017ee si chcete za\u0159\u00eddit vlastn\u00ed kancel\u00e1\u0159. Tak\u00e9 si pamatujte, \u017ee ne ka\u017ed\u00e1 banka v\u00e1s podnikatelskou hypot\u00e9ku nab\u00eddne. A jako dal\u0161\u00ed d\u016fle\u017eit\u00e1 informace je ta \u017ee ka\u017ed\u00e1 banka, co tento druh hypot\u00e9ky prov\u00e1d\u00ed, m\u00e1 sv\u00e1 vlastn\u00ed a specifick\u00e1 pravidla, kter\u00e9 se mus\u00ed dodr\u017eovat.                                                                                                                                                                                                                                                                                                                                                                                                   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