[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.komplex3m.cz\/je-hypoteka-na-pozemek-vhodna\/#Article","mainEntityOfPage":"https:\/\/www.komplex3m.cz\/je-hypoteka-na-pozemek-vhodna\/","headline":"Je hypot\u00e9ka na pozemek vhodn\u00e1?","name":"Je hypot\u00e9ka na pozemek vhodn\u00e1?","description":"Investice do nemovitost\u00ed je pova\u017eov\u00e1na za \u010dasem prov\u011b\u0159en\u00fd zp\u016fsob, jak p\u0159ij\u00edt k pen\u011bz\u016fm. Nen\u00ed tedy divu, \u017ee si mnoho lid\u00ed bere hypot\u00e9ku, doufaj\u00edc, \u017ee se jim brzy vr\u00e1t\u00ed. Tito se \u010dasto sna\u017e\u00ed naj\u00edt tu nejlevn\u011bj\u0161\u00ed mo\u017enou nemovitost a n\u00e1sledn\u011b jej\u00ed hodnotu je\u0161t\u011b zv\u00fd\u0161it. Jedn\u00edm z obl\u00edben\u00fdch typ\u016f jsou nap\u0159\u00edklad stavebn\u00ed pozemky, jich\u017e v posledn\u00ed dob\u011b […]","datePublished":"2023-06-21","dateModified":"2023-06-21","author":{"@type":"Person","@id":"https:\/\/www.komplex3m.cz\/author\/#Person","name":"","url":"https:\/\/www.komplex3m.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"komplex3m.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.komplex3m.cz\/wp-content\/uploads\/hypoteka2_10_10_10_10_10_10_4.jpg","url":"https:\/\/www.komplex3m.cz\/wp-content\/uploads\/hypoteka2_10_10_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.komplex3m.cz\/je-hypoteka-na-pozemek-vhodna\/","wordCount":424,"articleBody":"       Investice do nemovitost\u00ed je pova\u017eov\u00e1na za \u010dasem prov\u011b\u0159en\u00fd zp\u016fsob, jak p\u0159ij\u00edt k pen\u011bz\u016fm. Nen\u00ed tedy divu, \u017ee si mnoho lid\u00ed bere hypot\u00e9ku, doufaj\u00edc, \u017ee se jim brzy vr\u00e1t\u00ed.Tito se \u010dasto sna\u017e\u00ed naj\u00edt tu nejlevn\u011bj\u0161\u00ed mo\u017enou nemovitost a n\u00e1sledn\u011b jej\u00ed hodnotu je\u0161t\u011b zv\u00fd\u0161it. Jedn\u00edm z obl\u00edben\u00fdch typ\u016f jsou nap\u0159\u00edklad stavebn\u00ed pozemky, jich\u017e v posledn\u00ed dob\u011b vznik\u00e1 velmi mnoho. N\u00e1pad je ten, \u017ee si koup\u00edme pozemek relativn\u011b levn\u011b, postav\u00edme na n\u011bm d\u016fm a pak jej draho prod\u00e1me.To je tak\u00e9 d\u016fvod, pro\u010d je hypot\u00e9ka na pozemek tak obl\u00edben\u00e1. Jen m\u00e1lokdo si v\u0161ak uv\u011bdomuje, jak\u00e1 rizika sebou p\u0159in\u00e1\u0161\u00ed. I na trhu s nemovitostmi, podobn\u011b jako u jin\u00fdch investic, toti\u017e plat\u00ed, \u017ee m\u016f\u017eete velmi snadno o sv\u00e9 vlo\u017een\u00e9 pen\u00edze p\u0159ij\u00edt. A pokud jste si na ni p\u016fj\u010dili, je va\u0161e situace je\u0161t\u011b hor\u0161\u00ed.Tuto pravdu n\u00e1m jasn\u011b uk\u00e1zalo posledn\u00edch p\u00e1r let, kdy do\u0161lo k prudk\u00e9mu zv\u00fd\u0161en\u00ed cen prakticky v\u0161ech komodit. Pokud jste si vzali hypot\u00e9ku na pozemek s t\u00edm, \u017ee na n\u011bm za ty pen\u00edze tak\u00e9 postav\u00edte d\u016fm, najednou m\u016f\u017eete zjistit, \u017ee v\u00e1m d\u00edky n\u00e1hl\u00e9mu zv\u00fd\u0161en\u00ed cen to, co jste si p\u016fj\u010dili, nesta\u010d\u00ed. Z\u016fstane v\u00e1m tak dluh u poskytovatele hypot\u00e9ky a rozestav\u011bn\u00fd d\u016fm.To je bohu\u017eel velmi \u010dast\u00fd p\u0159\u00edpad posledn\u00edch n\u011bkolika let. Jist\u011b, je pravdou, \u017ee takov\u00fd skokov\u00fd r\u016fst cen, a k tomu nav\u00edc komplikace zp\u016fsoben\u00e9 na\u0159\u00edzen\u00edmi proti covidu, nikdo nemohl o\u010dek\u00e1vat. Av\u0161ak, jak ji\u017e bylo \u0159e\u010deno, podobn\u011b jako u jin\u00fdch investic, i zde jsou rizika. Pravda, jsou v\u011bt\u0161inou men\u0161\u00ed, to ale neznamen\u00e1, \u017ee bychom je mohli ignorovat.I z tohoto d\u016fvodu je sporn\u00e9, zda je v\u016fbec vhodn\u00e9 br\u00e1t si hypot\u00e9ku na koupi pozemku. To plat\u00ed i v p\u0159\u00edpad\u011b, \u017ee na n\u011bm chceme hospoda\u0159it a m\u00edt zde nap\u0159\u00edklad pole. Ani zde n\u00e1m nikdo nezaru\u010d\u00ed, \u017ee n\u00e1m plodiny porostou tak, jak bychom si p\u0159\u00e1li, o napaden\u00ed \u0161k\u016fdci nemluv\u011b. Samoz\u0159ejm\u011b, pokud m\u00e1te pocit, \u017ee v\u00e1m se to vyplat\u00ed, pak sm\u011ble do toho, Jen p\u0159edem zva\u017ete v\u0161echna rizika, abyste potom nebyli nemile p\u0159ekvapeni.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je hypot\u00e9ka na pozemek vhodn\u00e1?","item":"https:\/\/www.komplex3m.cz\/je-hypoteka-na-pozemek-vhodna\/#breadcrumbitem"}]}]